You might ask yourself, “With housing prices and interest rates so low, isn’t it a good time to invest my IRA in real estate?” Think twice before you do. There are a lot of disadvantages when purchasing real estate with your IRA funds even if you think property prices have bottomed out and you feel [...]
During the last several years, increasing focus has been given to the expenses and fees charged to retirement plan participants. The Department of Labor (DOL) recently published a new regulation under the Employee Retirement Income Security Act of 1974, Section 404 requiring the disclosure of certain plan and investment-related information, including expense and fee information, [...]
Tags: 401(k)
The Treasury recently announced that all federal benefit and non-tax payments will be paid electronically by March, 1, 2013. This change will impact people who are about to apply for federal benefits (like Social Security retirement) and the more than 10 million people who are already receiving benefits by paper check. Americans in or near [...]
The need for retirement planning doesn’t end with the onset of retirement. A new retiree’s focus just shifts from building wealth to managing and preserving it. One major challenge is to make the investment portfolio supply cash flow for the remainder of your life — and to weather difficult economic and market conditions.
Tags: Planning, Portfolio, Retirement
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